If it’s not an easy ‘yes’ — it’s a FinSecure conversation.

Most self-employed Australians don’t have two years of perfect financials. You might be a builder with projects in progress. A medical professional trading under an ABN. A business owner whose income moves across trusts and companies.
We’re FinSecure. We accept one year tax returns, BAS statements, and accountant declarations.

One year's tax returns accepted Up to $40M development capacity Up to $3M alt doc construction lending Up to 100% of combined income considered
One year's tax returns accepted Up to $40M development capacity Up to $3M alt doc construction lending Up to 100% of combined income considered
Our Services

Loans that fit the way you actually work

PROVEN EXPERIENCE

Strength That Delivers. Experience That Lends.

Up to

$40M

Maximum Development Capacity

Up to

$3M

Alt Doc Construction Lending

Up to

40+ Years

Industry Experience

Who are we

The lender that reads your whole story.

Most lenders look at a number. We see the builder managing multiple projects, the medical professional with income flowing through a company structure, the gig economy worker with income from multiple platforms, or the business owner whose strongest year is still ahead.

We look beyond the standard checklist to understand the full picture, including your business performance, BAS statements, accountant declarations, assets, and future plans. Because great lending decisions aren't made from a spreadsheet alone.

That's the difference between a computer saying ``no`` and a specialist asking, ``How can we make this work?``

Why FinSecure

Not every file fits a bank's box. That's exactly the file we specialize in.

Hundreds of clients approved with non-traditional senarios.

Beyond Tax Returns

Solutions available for prime, near-prime, and specialist borrowers.

Business & Self-Employed Expertise

We understand company structures, trusts and fluctuating income.

Modern Income Streams

Content creators, contractors, consultants and gig economy workers don’t always fit traditional lending models.

Client stories

Real files, Real Outcomes

Become a referral partner

Your client doesn't fit the bank's box?
That's where we come in.

We make our own credit decisions — no computer scoring. Just experienced credit specialists who understand complex income.

  • Extend Your Service Offering
  • We Do the Heavy Lifting
  • Access to Specialist Niches
  • Deliver Better Client Outcomes

Expanding across Australia

NSW

Drummoyne, Sydney CBD, Ryde, Parramatta, Cremorne

VIC

Camberwell, Melbourne South East

QLD

Brisbane South

Insights & Updates

See what’s happening across our community.

Contact us

Get in Touch with Us

Let’s start a conversation about your borrowing needs.

Whether you’re buying, building, renovating, or investing, FinSecure offers flexible lending solutions beyond traditional bank limitations.

Send Us a Message

Name